The global demand for Islamic finance is outstripping the technical capacity of conventional banking systems to support it. Early architectural and policy decisions - especially on tax neutrality and accounting segregation – will critically shape the scalability of Islamic finance institutions.
This session tackles the "plumbing" of dual-banking – focusing on how to build systems that are not only Shariah-compliant, but regionally interoperable and future-ready. As ecosystems in Central Asia and other regions (e.g. ASEAN) experience continued advancement in Digital Public Infrastructure (DPI) and focus on expanding Shariah-compliant capital markets, the discussion will also examine how digital rails can unlock unprecedented cross-border investment flows, trade efficiency and financial inclusion.
Islom moliyasiga bo‘lgan global talab an’anaviy bank tizimlarining uni texnik jihatdan qo‘llab-quvvatlash imkoniyatlaridan tezroq o‘smoqda. Dastlabki arxitektura va siyosiy qarorlar, ayniqsa soliq neytralligi hamda buxgalteriya hisobini alohida yuritish (accounting segregation) bo‘yicha qabul qilinadigan qarorlar, Islom moliya institutlarining kelajakdagi kengayish va barqaror rivojlanish salohiyatini belgilashda hal qiluvchi ahamiyat kasb etadi. Mazkur sessiya dual bank tizimining "asosiy mexanizmlari"ni ko‘rib chiqadi - bunda asosiy eʼtibor nafaqat shariatga mos keladigan, balki mintaqaviy miqyosda o‘zaro moslashuvchan va kelajakka tayyor tizimlarni qanday yaratishga qaratiladi. Unda nafaqat shariat talablariga mos, balki mintaqaviy darajada o‘zaro muvofiq ishlay oladigan va kelajakka tayyor tizimlarni yaratish yo‘llari ko‘rib chiqiladi. Markaziy Osiyo va boshqa mintaqalar (masalan, ASEAN) ekotizimlarida Raqamli jamoat infratuzilmasi (DPI) rivojlanishda davom etayotgani hamda shariatga muvofiq kapital bozorlarini kengaytirishga e’tibor kuchayayotgan bir paytda, ushbu muhokamada raqamli infratuzilma kanallarining misli ko‘rilmagan transchegaraviy investitsiya oqimlari, savdo samaradorligi va moliyaviy qamrovni kengaytirish uchun qanday imkoniyatlar ochishi ham tahlil qilinadi.
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