Every great city on this road was also a school. Uzbekistan's median age is 27, and a Presidential Decree calls for 5,000 trained fintech professionals by 2030 — but a young population is only an advantage if it's activated. Talent is the input every other pillar depends on: no engineers, no ecosystem; no skilled supervisors, no safe infrastructure. This panel is about building that human capital deliberately — aligning universities, industry-led training and public programmes with what the market actually needs, financing it at scale, and, crucially, keeping the talent in the region once it's trained. The harder questions sit underneath the target: whether a degree still signals fintech-readiness or whether skills-first credentials do, who pays for training at national scale, and how a country turns a demographic bulge into an exportable strength rather than a wave of emigration.
Ushbu Buyuk Ipak yo‘lidagi har bir yirik shahar bir vaqtning o‘zida ilm va ta’lim markazi ham bo‘lgan. O‘zbekistonda aholining o‘rtacha yoshi 27 yoshni tashkil etadi, shuningdek, Prezident qarorida 2030-yilgacha 5 000 nafar malakali fintech mutaxassisini tayyorlash maqsadi belgilangan. Biroq yosh aholi faqat uning salohiyati to‘liq ishga solingandagina ustunlikka aylanadi. Iste’dod — qolgan barcha tayanch ustunlar bog‘liq bo‘lgan asosiy omildir: muhandislar bo‘lmasa, ekotizim ham bo‘lmaydi; malakali nazoratchilar bo‘lmasa, xavfsiz infratuzilma ham bo‘lmaydi. Ushbu panel inson kapitalini maqsadli ravishda rivojlantirish — universitetlar, sanoatga yo‘naltirilgan ta’lim va davlat dasturlarini bozorning haqiqiy ehtiyojlariga moslashtirish, buni keng ko‘lamda moliyalashtirish va eng asosiysi, tayyorlangan iste’dodlarni mintaqada saqlab qolishga bag‘ishlangan. Asosiy maqsad zamirida esa bundan-da murakkabroq savollar yotibdi: diplom hali ham FinTechga tayyorlikni anglatadimi yoki ko‘nikmaga asoslangan malaka muhimroqmi, milliy miqyosdagi ta’limni kim moliyalashtiradi va mamlakat demografik yuksalishni emigratsiya to‘lqini o‘rniga eksportbop kuchga qanday aylantiradi?
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